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PERSONAL INSURANCE
Individual
Health Care Insure
you and your family members against death and disablement caused by accident,
and medical and related expenses caused by accidental injury or sickness
commenced, at a wide range of benefit combination to fit your needs.
Extensions of cover available are Renewal Bonus, Funeral Expenses,
Intensive Care Unit Benefit (Accident and/or Sickness), Consolation Benefit for
Sudden Sickness Death, Temporary Total Disablement. Life
Insurance A
variety of Term Life and Whole Life products available to suit your personal
needs. General
Home Package - including Content and Owner’s Liability etc Your
home is more than a roof over your head. It is a valuable asset that shelters
you and your valued possessions. We offer you a choice of coverage to protect
and preserve your home, your investment, your lifestyle and the possessions you
cherish most. Masterpiece™ A
comprehensive insurance policy for homes, cars, boats, valuable possessions and
collections, and personal liability. It has been especially designed for those
with significant assets to protect and who demand the reassurance of superior
levels of coverage and service. Coverage
beyond your expectations includes Deluxe House, Worldwide Deluxe Contents,
Worldwide Valuable Articles - Fine Art, Jewellery and Other Valuables, Insuring
your wine collections, Worldwide Personal Liability. Wine
Collection It
can take a lifetime to build a collection of fine wines. For some collectors,
the years of searching the world's wineries for the finest vintages, is not
simply a hobby, it is a passion. Like
a work of art, fine wine is a treasure. And like all valuables, it needs to be
protected. If you collect wine, whether it is one rare bottle or a hundred. Domestic
Helper It
is a legal requirement to insure your domestic helper under the Workman’s
Compensation Insurance Labor Ordinance. If
you are an employer, you are responsible for any injury or accident to your
domestic helper. Private
Motor Third
party insurance is compulsory by law. You
must obtain a certificate of insurance before a transfer of ownership and car
registration can be completed. Insurers
can apply a “no claim bonus” up to 60% discount. Travel
Insurance Single
trip or annual travel accident plans may be arranged depending on your
travelling needs, including an optional Medical Guarantee Card--China. Medical
Insurance Policy - China Even
you have the broadest medical coverage, if the accident or sickness happens in
Mainland China, you may still find yourself helpless.
With Medical Guarantee Card--China, together with Insurer’s 24 hours
hotline services, you can find a reliable hospital in over 20 provinces in
China, and once your identity is proven, no admittance deposit will be needed.
Special Features include comprehensive cover applicable anytime, anywhere
in PRC Coverage, Medical Expenses (Accident and Sickness), Emergency Medical
Evacuation, Hospital Income, Care Visit, etc. Kidnap
& Ransom In
an increasingly perilous world, organizations with international operations can
be a target for kidnappers or extortionists or even business travelers and their
families, and should require the protection of an experienced hand. A
special coverage may be arranged worldwide with an unparalleled combination of
insurance and crisis management expertise.
Final terms and conditions are subject to Insurer’s policy documents and wordings |
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