Professional indemnity policy for companies will cover your “breach
of duty of care” to clients. The
policy will pay for the cost of reciting an error and the costs that are
contractually bound to pay to your suppliers, as well as your fees and
commissions that cannot be recovered from your client.
It protects you, your directors and shareholders, as well as your
clients, in the event of an unforeseen error damaging you or your client’s
Indemnity gives your clients assurance of your quality controls and large
corporations the confidence to use small companies that may be pushed into
liquidation if they were faced with claims.
Breach of duty of care includes:
for the increase in cost of operating the business for the period of up to 12
months resulting from loss or damage to office contents or office premises.
for employers’ legal liability to employees for bodily injury, governed by
common law and statute.
- Group Medical Plan
tailor made indemnity coverage against the cost of hospitalization and/or
out-patient and/or dental visits for a group of more than 5 persons.
- Expatriate Medical Plan
comprehensive worldwide cover specially designed for expatriates.
Package - including Content, Money and Public Liability etc
office occupants designed to protect your business against loss or damage to
office contents, money, Third Party Liability and Employees' Compensation, etc.
comprehensive insurance for buildings or property with significant sum insured
or special property like roads, bridges, tunnels, airport, hospital, racecourse
etc can be arranged. Property insurance can be on full value or excess of loss
basis. Besides property insurance, we also cover Loss of Profit, Money
insurance, and Fidelity Guarantee.
protect against third party claims for damages and legal expenses arising out
benefit items and different plans are available upon company and employee's
needs towards a comprehensive insurance to help protect the greatest asset of a
corporate ie. your employees, to ensure peace of mind wherever your business is
expanding. It has the typical covers from Accidental Death &
Disablement, Emergency Medical Evacuation, Personal Baggage, Personal Money,
Trip Cancellation or Curtailment, Travel Delay, Baggage Delay, Document Loss,
etc. One policy to insure all
employees for all overseas business trips all round the year.
Vehicles / Motors
Under the ownership, care and
control of the company for both commercial and private use. The Insured can insure the vehicle for either Comprehensive or Third Party Only.
comprehensive insurance for Worldwide Telecommunication Projects with insurance
for periods of construction, testing and commissioning, operational and even
maintenance periods. Insurance includes all risks insurance on contract works or
equipment, delay in start up, loss of profit and third party liability.
you are operating only in Hong Kong, or sells its product throughout the world,
in today's litigious environment, they need to help protect their assets and
their future; from the threat of spiraling legal costs and high liability
judgments. The Product Liability Insurance is designed to protect
manufacturers against claims brought against them for injury or damage sustained
in connection with their products. The policy also covers them against the legal
costs that are incurred in defending the claim.
Liability / Umbrella Liability
the current environment of increasing legal costs and high liability judgments,
you may need strong liability protection more than ever before. A catastrophe
can occur at any time. In the event that it does, Excess and Umbrella Policies
will help protect assets by providing higher limits have been exhausted or do
not respond. Insurers provide
2 separate coverages:
Final terms and conditions are subject to Insurer’s policy documents and wordings